웰컴디지털뱅크(웰컴저축은행)

Welcome Savings Bank: Your Premier Digital Banking Partner

Welcome Savings Bank leads the digital banking revolution, boasting the highest cumulative app downloads and user base among savings banks (data from App Annie, December 31, 2023). Experience a comprehensive suite of financial services, designed for ease and convenience.

Key Features:

• Well-Bang Walking Savings: Earn interest (up to 10% APR) simply by walking! Interest rates are tiered based on your step count within the subscription period.

• WELCOME First Transaction Bonus: New customers enjoy a preferential interest rate (up to 7% APR) for 30 days on their initial deposit.

• Smart Asset & Liability Management (Welcome My Data): Gain complete visibility into your financial picture, including debt management and potential loan transfer opportunities. Participate in interest reduction programs and monitor your credit health with our "credit weather" feature. (Total estimated savings from nationwide interest reduction project: KRW 8,334.98 million as of March 14, 2024)

• Seamless Account Opening: Open an account anytime, anywhere, 24/7, without the need for a public certificate. Simply use pattern/fingerprint authentication and a 6-digit security code. Dedicated account options cater to various customer profiles (payers, office workers, business owners) with exclusive benefits.

• Exclusive Well-Bang Lounge Rewards: Enjoy unique perks:

  • Well Bank Walking: Earn rewards (up to 100 KRW daily/3,000 KRW monthly for loan customers; up to 40 KRW daily/1,240 KRW monthly for receiving customers) just by walking.
  • Well Bang Lotto: Win prizes by guessing 6 numbers.
  • Well Bang Odd or Even: Predict weekly odds/evens for a chance to win.

• Convenient Financial Services:

  • Effortless fund transfers.
  • Consolidated asset overview.
  • Vehicle valuation by license plate number.
  • Automated bill payments.
  • Free credit management (without affecting your credit score).

• Robust Fraud Prevention: We employ multiple layers of security, including PC designation, 2-channel authentication, and one-time authentication numbers, aligning with Financial Supervisory Service guidelines.

Product Details:

• Well-Bang Working Savings:

  • Target: Individual customers
  • Term: 12 months
  • Minimum/Maximum Monthly Payment: 10,000 KRW - 200,000 KRW
  • Interest Payment: Lump sum at maturity
  • Interest Rate: 1.0% APR + preferential interest rate (up to 9.0% APR) based on step count and automatic transfer frequency.

• WELCOME First Transaction Preferential Term Savings:

  • Target: Individual customers
  • Term: 12 months
  • Minimum/Maximum Monthly Payment: 10,000 KRW - 200,000 KRW
  • Subscription Conditions: Within 30 days of account opening.
  • Interest Payment: Lump sum at maturity
  • Interest Rate: 3.7% APR + preferential interest rate (up to 3.3% APR) based on automatic transfer frequency and average account balance.

Important Notes:

• Deposit protection up to 50 million KRW per person (combined with other protected products) as per the Depositor Protection Act.
• Interest rates are subject to change. Refer to our website or app for the latest rates.

Customer Service:

• Loan inquiries: 1661-0001 (Weekdays 8:30 AM - 6:00 PM)
• Deposit/Withdrawal inquiries: 1661-9400 (Weekdays 9:00 AM - 6:00 PM)
• General inquiries: 1661-9300 (Weekdays 9:00 AM - 6:00 PM)
• Financial fraud reporting: 02-397-8600/8800

App Permissions: See details within the app for required and optional permissions.

Version 3.4.9 (October 22, 2024): App performance improvements and stability enhancements.

웰컴디지털뱅크(웰컴저축은행) Screenshots